Boost Your Credit Score By Doing This For 60 Seconds Per Day

The importance of this message will change the future of your life. I’m going to share with you how to spend 60 seconds per day to boost your credit score high and the psychology behind doing that.

You see, our lives are governed by the subconscious mind as we’re growing up from the third trimester that you were in your mom’s womb to seven years old is the written story of your life.

The third trimester to seven years old is the things you see, right?

If you see people walking around in poverty if you see people with their cars aren’t good. If you see the area that you live in is not good.

You see, maybe you didn’t grow up with a father or a mother. Maybe they didn’t teach you credit, maybe they didn’t teach you finances.

That is what is written into your subconscious mind.

So today we’re going to talk about a few things to get right into this that you can use that are going to change your options for your life.

And when I say options, what I mean by that is subconsciously is 95% of the things throughout the day.

The conscious mind is the things that once the desires, right?

So these are your conscious mind decisions, but 95% of your life is contributed to past experiences and contributed to thoughts.

So think about it this way. The nice cars, the nice house, people dressing nice, they’ve got great credit, they’ve got a lot of money, they’ve got a great business that is once a desire, drugs, alcohol, right? Device.

These are your conscious mind decisions.

Once you say, “I’m going to do this, I want this, I desire this.” But 95% of it is just your normal thoughts throughout the day.

And I’m here to teach you today we are going to rewire your brain to stop with the subconscious and start falling into the conscious mind so you can have what you want, deserve in life.

So the first thing that I want you to do is I want you guys to open up your phones.

As soon as this video is over, I want you to open up your phone and download Credit Karma.

Now you know I’m not a huge fan of Credit Karma, but for the simplicity of what I’m going to share with you today, Credit Karma is going to be the easiest option as far as my illustration and description of the 60 seconds to changing your life and changing your credit future.

Open up a Credit Karma app.

Okay, now that’s going to be our first step.

I promise this will be simple and I promise that this will be something that you guys will be able to do every single day.

When I say 60 seconds a day, I don’t mean Monday, Wednesday, Friday.

I don’t mean every first of each month, every single day.

I want you to spend 60 seconds doing this.

The first thing we’re going to do is we’re going to open up a Credit Karma.

We need to know what our credit report looks like before we can change anything.

You don’t know how many people I talk to every day that say, I don’t know what my credit score is.

How in the world can you fix something that you’re not measuring?

So the first thing we have to do is open up the app and see what our scores.

The second thing I’m going to have you do immediately after you open the app, and I want you to watch this video over and over again because it is very important that you do these in order.

Once we do that, I want you to open up your phone and set an alarm just like your alarm that wakes you up, I want you to think about the time that you’d be able to spend 60 seconds every day to open up your Credit Karma app.

Meaning, if you’re going to set an alarm and you know that you’re at lunch and you’re like, “I’m at lunch between 12:00 PM and 12:30 then set your alarm for 12:15.

I want you to be able to have that 60 seconds every single day when your alarm goes off, then it says open credit karma.

That’s your alarm. It’s not alarming to wake you up in a day, it’s an alarm for you to look and open up your app in Credit Karma, okay?

That’s step two.

So step three is once we get that open, we need to know exactly what we are looking for, okay?

Because again, when I teach the credit game, I’m not teaching you guys just willy-nilly like I’m teaching you exactly how to read a credit report, what to do on your credit report, how to understand what an inaccurate, unduly, unfair, incorrect information on your credit report is, so you know how to challenge it.

So now that we’ve got our Credit Karma app, and now that we’ve got our alarm set for the same time every day, but it as a daily reminder. Okay?

Now we’re going to talk about an area on the Credit Karma that I want you guys to look forward and that is called credit factors.

There are six areas when you get to the credit factors section of Credit Karma, okay?

We’re going to take it from the top, okay? And we’re going to down three and down three.

What I mean by that is the first one we’re looking for is our inquiries.

You’ll see that in a top left box right here.

The second one down is going to be the age of the accounts, and the third one down is the utilization.

That’s three in a row here.

Now as you go to the top right, you will see accounts. That’s the total amount of accounts that you have, and then we’re going to have basically derogatory or collections, okay?

That’s the second one down here.

And then the third one down is going to be our history.

So now that we’re looking at this, if you see that they are all green, you are doing a phenomenal job, okay?

As you can see here, I have an 814 score on this credit Bureau, TransUnion, and I don’t have all the greens.

So what I’m sharing with you is this, I’m going to simplify this the easiest way that you guys can take action right away.

I want you to focus on one and that is what we’re going to start with.

We’re going to start with the first one that is not green.

Out of these six factors, I need you to post in comments after this video, what number going from one, two, three, four, five, six, what number you need to start with right away.

I don’t want to overcomplicate it, I want to keep it simple and I don’t want to overwhelm you.

Meaning we’re going to focus on one section at a time. Do you have too many inquiries? Do you have 15 collections?

Do you have four accounts? Do you have … utilization is very high.

We’re going to focus on tackling one item at a time, and I promise you this, when we’re finished, your score will be extremely high.

Don’t overwhelm yourself by thinking about it as, “Oh, what am I going to do with my credit?” I need you to post comments below what number you are.

So I know how we’re going to get and tackle the first.

The first thing we’re going to tackle and then we’re going to move on.

So what we’re going to do is we’re going to take a section and we’re going to go from red to orange to green.

Sometimes we can go right from red to green, but once we have all the greens, your score will be very high.

That means that these factors are seeing that you’re paying attention to your credit.

And when I say 60 seconds a day, anything that you take action on every single day.

Don’t go by the 95% from the third trimester to the seven years and have that as your life that you can’t change.

Don’t say, “Well, I didn’t have somebody.” Don’t put the blame on your family.

Don’t put the blame on your teacher that didn’t teach you this.

The good news is you can rewrite your subconscious to conscious and the way that you do that is doing something every day.

So I implore you to do this.

Not only are we going to set our alarm and we’re going to tackle one of these boxes, each time we tackle and we get it to green, but I also want you to let me know and we’ll move onto the next box.

Also remember that if we’re going to rewrite our subconscious mind to conscious, you have to be watching self-help, reading books and watching boost-your-credit-score- TV every day.

It’s daily, right? Daily training.

So the good news is because it can be rewritten, you don’t have to live your life old fashioned in past experiences.

Now we can teach our brain to say, look, we’ve got to some subconscious mind, we want to change out to conscious by self-help, by watching videos, by training our mind every single day.

And I promise you this, if you do that, I will take you from the trenches to the hills in your credit.